qaravan
RU EN
Donate

Resources Life in New York

Getting around: subway, buses, ferries and bikes

How to pay for the subway and bus, ride for half price on a low income or at 65 and older, which ferries are free, and how to get Citi Bike for $5 a month.

Start here

  • Pay the subway and bus fare by tapping the same card or phone every time: $3 a ride, and free after $35 in seven days.
  • If your income is low, apply for Fair Fares NYC: half-price rides for New York City residents age 18 to 64, whatever their immigration status.
  • The Staten Island Ferry is free. At 65 and older or with a qualifying disability, a subway or bus ride costs $1.50 under the MTA's Reduced-Fare program.

A subway or local bus ride costs $3. You pay by tapping a card, phone or watch on the reader.

  1. Tap your card or phone on the reader

    At a subway turnstile or on a bus, including Select Bus Service (faster buses), tap your contactless bank card, phone, watch or OMNY Card on the reader. The screen confirms the tap. Subway and local bus: $3; express bus: $7.25.

  2. Transfer for free within two hours

    One free transfer within two hours: subway to bus, bus to subway or bus to bus. Use the same card or device for both rides. Transferring to an express bus, you pay the difference.

  3. Pay with the same card all week

    Your first tap starts a seven-day period. Once you have spent $35 on the subway and local buses ($67 with express buses), the rest of your rides in that period are free. Tap the same card every time, or the same device with the same card. Group trips and transfers don't count.

  4. No bank card? Buy an OMNY Card with cash

    OMNY Cards are sold at subway station machines and in stores, and you can reload them with cash. The MTA says a new card costs $1 as a limited-time offer, while omny.info lists $5 with a $1 minimum load, so check the price on the machine screen. A Single-Ride OMNY ticket costs $3.50, is valid for two hours and includes a bus-to-bus transfer, but not subway-to-bus.

  5. MetroCard is no longer sold

    Since January 1, 2026 a MetroCard can't be bought or refilled. The value left on it can be moved to an OMNY Card at a Customer Service Center. For now local buses still take exact change in coins; the MTA will announce later when MetroCard and cash stop being accepted.

  6. If you travel with children

    Up to three children under 44 inches (about 112 cm) ride free with a paying adult. On express buses, children under 2 on a lap also ride free.

Reduced-Fare is based on age and disability, Fair Fares on income. If you are eligible for Reduced-Fare, you can't get Fair Fares.

Three ways to pay for transit

Full fareReduced-Fare (MTA)Fair Fares NYC (City)
Who qualifiesAnyonePeople age 65+ or with a qualifying disabilityNew York City residents age 18 to 64 with income at or below the limit who are not eligible for Reduced-Fare
Subway and local buses$3$1.5050% off
Express bus$7.25$3.60, except weekday peaks 6–10 am and 3–7 pmNo discount: the full fare is charged
Cap per 7 days$35 ($67 with express buses)$17.5012 paid trips in 7 days, then rides are free
How to applyNo applicationIn person or by mail; online is not availableOnline at nyc.gov/accessfairfares (through ACCESS HRA); help at Fair Fares offices

The yearly household income at or below which you qualify.

Yearly household income at or below

Yearly income
1 person$23,940
2 people$32,460
3 people$40,980
4 people$49,500
5 people$58,020
6 people$66,540
7 people$75,060
8 people$83,580
Each additional personadd $8,520

  1. Check that you are not eligible for Reduced-Fare

    If you take part in the MTA's Reduced-Fare program or are eligible for it, you can't get the Fair Fares subway and bus discount. This includes people 18 to 64 with a qualifying disability.

  2. Apply online

    Apply at nyc.gov/accessfairfares, through ACCESS HRA, the City's website and app for benefits. You will be asked about identity, residence and income, not immigration status. If you need help, go to a Fair Fares office.

  3. Upload your documents within 10 days

    After you apply you have 10 days to upload documents proving your age, residence and income in the ACCESS HRA app; the list is at nyc.gov/fairfares. Miss the deadline and you must apply again. If the upload doesn't work, go to a Fair Fares office.

  4. Wait for the decision

    Review takes up to 30 days after the application and all documents are in. Check the status in your account at nyc.gov/accessfairfares; the decision comes by mail.

  5. Get the card and add money

    The Fair Fares OMNY card arrives by mail in two to three weeks, empty. Add money at an OMNY machine in a subway station, at a store or pharmacy near you, or online in an OMNY account. If you chose your own bank card or phone, the discount turns on within a day.

  6. Know where the discount works

    The discount works on the subway and eligible buses, the Staten Island Railway, the Roosevelt Island Tram, the Hudson Rail Link and the Westchester Bee-Line. On express buses and AirTrain JFK the card works at full fare. Neither the discount nor OMNY works on the Long Island Rail Road, Metro-North, PATH (trains to New Jersey) or Nassau Inter-County Express. After 12 paid trips in 7 days, the rest of that week's rides are free.

  • Fair Fares NYC

    NYC residentsLow cost

    A City program: 50% off the subway and eligible buses for New York City residents age 18 to 64 with income at or below the limit. Open to all residents whatever their immigration status; Fair Fares says it does not ask about or record status. Enrollment lasts one year. Not available to people whose fare is fully paid by DSS or HRA, or to anyone eligible for Reduced-Fare. Apply online at nyc.gov/accessfairfares; get help at a Fair Fares office.

    nyc.gov

  • Fair Fares NYC offices

    Free

    Staff help you apply and upload documents. Bronx: 888 Garrison Avenue, 3rd floor. Brooklyn: 2400 Fulton Street, 4th floor. Manhattan: 132 West 125th Street, 4th floor. Queens: 165-08 88th Avenue, Jamaica, 3rd floor. Staten Island: 201 Bay Street. Closed on holidays.

    nyc.govMon–Fri 8:30 am–5 pm

  • Reduced-Fare Program (MTA)

    Low cost

    Rides for $1.50 on the subway, the Staten Island Railway and local buses for people 65 and older and people with a qualifying disability: for example Medicare (federal health insurance) for a reason other than age, SSI for serious mental illness, blindness, deafness or hearing loss, or an ambulatory, cognitive or other physical disability. Apply in person or by mail, not online; a mail application can take up to three months. Accepted photo IDs include IDNYC, a passport from any country and a state driver's license.

    mta.infoMTA Customer Service Center, 3 Stone Street, ManhattanMon–Fri 9 am–5 pm

  • Staten Island Ferry

    Free

    A free ferry between Staten Island and Lower Manhattan, every day, all year. The City's Department of Transportation (DOT) operates it.

    nyc.gov

  • NYC Ferry

    Paid

    One way: $5.00; 10-Trip Pass: $30; Unlimited 2-Day: $15, in the app only. Transfers are free within 120 minutes; tickets expire after 90 days. People 65 and older, people with disabilities and Fair Fares participants pay $1.50; apply online, in person or by mail, about 30 days to process. Students pay $1.50 on school-year weekdays, children under 44 inches ride free. Bikes are welcome on board.

    ferry.nyc

  • The Governors Island ferry

    Low cost

    The ferry leaves from the Battery Maritime Building, 10 South Street; a round trip costs $5. Free for children 12 and under, NYCHA residents (City public housing) and IDNYC holders, and for everyone on Saturdays and Sundays before 11 am. The seasonal Brooklyn ferry sailed from May 23 to November 1, 2026; the winter schedule is on govisland.com.

    govisland.comBattery Maritime Building, 10 South Street, Manhattan

  • Citi Bike Reduced Fare

    Low cost

    A $5 monthly membership, no annual commitment. For SNAP recipients (federal grocery benefit), residents of NYCHA and of Jersey City and Hoboken public housing (JCHA and HHA), and low-income members of participating credit unions (Brooklyn Cooperative Federal Credit Union, Lower East Side People's Federal Credit Union, NYU Federal Credit Union). The first 45 minutes of each classic-bike ride are included, then $0.27 a minute; e-bikes cost $0.14 a minute. Age 16 and up, with a credit, debit or prepaid card. SNAP recipients upload a Statement of Benefits or a screenshot of their ACCESS HRA case showing their name. No smartphone? You get a bike key.

    citibikenyc.com

  • OMNY help

    Free

    Answers to questions about tap payments and OMNY are at mta.info/omny.

    mta.info

MTA
Metropolitan Transportation Authority: the regional transit agency that operates New York's subway and buses.
OMNY
One Metro New York: the tap-to-pay fare system, with readers at subway turnstiles and on buses.
OMNY Card
A card you can buy and reload with cash, so you can pay by tapping without a bank card.
MetroCard
The old magnetic card for subway and buses; since January 1, 2026 it can no longer be bought or refilled.
Select Bus Service
Faster buses with fewer stops; the fare is the same as on a local bus, $3.
Fare cap
A cap on what you pay: once you spend $35 in seven days tapping the same card, the rest of that period's rides are free.
Fair Fares NYC
The City program that gives a 50% fare discount to residents with low income.
Reduced-Fare
The MTA fare discount for people age 65 and older and people with disabilities.
SNAP
Supplemental Nutrition Assistance Program: money for groceries for people with low income, issued by HRA, the City benefits agency.

This is general information, not legal advice: QARAVAN has no lawyers. QARAVAN does not help anyone enter the US and cannot arrange visas, invitations, sponsorship or evacuation. For your own case, talk to a licensed immigration attorney or a representative accredited by the U.S. Department of Justice.

Sources, checked November 2026