Getting around: subway, buses, ferries and bikes
How to pay for the subway and bus, ride for half price on a low income or at 65 and older, which ferries are free, and how to get Citi Bike for $5 a month.
Start here
- Pay the subway and bus fare by tapping the same card or phone every time: $3 a ride, and free after $35 in seven days.
- If your income is low, apply for Fair Fares NYC: half-price rides for New York City residents age 18 to 64, whatever their immigration status.
- The Staten Island Ferry is free. At 65 and older or with a qualifying disability, a subway or bus ride costs $1.50 under the MTA's Reduced-Fare program.
A subway or local bus ride costs $3. You pay by tapping a card, phone or watch on the reader.
Tap your card or phone on the reader
At a subway turnstile or on a bus, including Select Bus Service (faster buses), tap your contactless bank card, phone, watch or OMNY Card on the reader. The screen confirms the tap. Subway and local bus: $3; express bus: $7.25.
Transfer for free within two hours
One free transfer within two hours: subway to bus, bus to subway or bus to bus. Use the same card or device for both rides. Transferring to an express bus, you pay the difference.
Pay with the same card all week
Your first tap starts a seven-day period. Once you have spent $35 on the subway and local buses ($67 with express buses), the rest of your rides in that period are free. Tap the same card every time, or the same device with the same card. Group trips and transfers don't count.
No bank card? Buy an OMNY Card with cash
OMNY Cards are sold at subway station machines and in stores, and you can reload them with cash. The MTA says a new card costs $1 as a limited-time offer, while omny.info lists $5 with a $1 minimum load, so check the price on the machine screen. A Single-Ride OMNY ticket costs $3.50, is valid for two hours and includes a bus-to-bus transfer, but not subway-to-bus.
MetroCard is no longer sold
Since January 1, 2026 a MetroCard can't be bought or refilled. The value left on it can be moved to an OMNY Card at a Customer Service Center. For now local buses still take exact change in coins; the MTA will announce later when MetroCard and cash stop being accepted.
If you travel with children
Up to three children under 44 inches (about 112 cm) ride free with a paying adult. On express buses, children under 2 on a lap also ride free.
Reduced-Fare is based on age and disability, Fair Fares on income. If you are eligible for Reduced-Fare, you can't get Fair Fares.
Three ways to pay for transit
| Full fare | Reduced-Fare (MTA) | Fair Fares NYC (City) | |
|---|---|---|---|
| Who qualifies | Anyone | People age 65+ or with a qualifying disability | New York City residents age 18 to 64 with income at or below the limit who are not eligible for Reduced-Fare |
| Subway and local buses | $3 | $1.50 | 50% off |
| Express bus | $7.25 | $3.60, except weekday peaks 6–10 am and 3–7 pm | No discount: the full fare is charged |
| Cap per 7 days | $35 ($67 with express buses) | $17.50 | 12 paid trips in 7 days, then rides are free |
| How to apply | No application | In person or by mail; online is not available | Online at nyc.gov/accessfairfares (through ACCESS HRA); help at Fair Fares offices |
The yearly household income at or below which you qualify.
Yearly household income at or below
| Yearly income | |
|---|---|
| 1 person | $23,940 |
| 2 people | $32,460 |
| 3 people | $40,980 |
| 4 people | $49,500 |
| 5 people | $58,020 |
| 6 people | $66,540 |
| 7 people | $75,060 |
| 8 people | $83,580 |
| Each additional person | add $8,520 |
Check that you are not eligible for Reduced-Fare
If you take part in the MTA's Reduced-Fare program or are eligible for it, you can't get the Fair Fares subway and bus discount. This includes people 18 to 64 with a qualifying disability.
Apply online
Apply at nyc.gov/accessfairfares, through ACCESS HRA, the City's website and app for benefits. You will be asked about identity, residence and income, not immigration status. If you need help, go to a Fair Fares office.
Upload your documents within 10 days
After you apply you have 10 days to upload documents proving your age, residence and income in the ACCESS HRA app; the list is at nyc.gov/fairfares. Miss the deadline and you must apply again. If the upload doesn't work, go to a Fair Fares office.
Wait for the decision
Review takes up to 30 days after the application and all documents are in. Check the status in your account at nyc.gov/accessfairfares; the decision comes by mail.
Get the card and add money
The Fair Fares OMNY card arrives by mail in two to three weeks, empty. Add money at an OMNY machine in a subway station, at a store or pharmacy near you, or online in an OMNY account. If you chose your own bank card or phone, the discount turns on within a day.
Know where the discount works
The discount works on the subway and eligible buses, the Staten Island Railway, the Roosevelt Island Tram, the Hudson Rail Link and the Westchester Bee-Line. On express buses and AirTrain JFK the card works at full fare. Neither the discount nor OMNY works on the Long Island Rail Road, Metro-North, PATH (trains to New Jersey) or Nassau Inter-County Express. After 12 paid trips in 7 days, the rest of that week's rides are free.
Fair Fares NYC
NYC residentsLow cost
A City program: 50% off the subway and eligible buses for New York City residents age 18 to 64 with income at or below the limit. Open to all residents whatever their immigration status; Fair Fares says it does not ask about or record status. Enrollment lasts one year. Not available to people whose fare is fully paid by DSS or HRA, or to anyone eligible for Reduced-Fare. Apply online at nyc.gov/accessfairfares; get help at a Fair Fares office.
Fair Fares NYC offices
Free
Staff help you apply and upload documents. Bronx: 888 Garrison Avenue, 3rd floor. Brooklyn: 2400 Fulton Street, 4th floor. Manhattan: 132 West 125th Street, 4th floor. Queens: 165-08 88th Avenue, Jamaica, 3rd floor. Staten Island: 201 Bay Street. Closed on holidays.
Reduced-Fare Program (MTA)
Low cost
Rides for $1.50 on the subway, the Staten Island Railway and local buses for people 65 and older and people with a qualifying disability: for example Medicare (federal health insurance) for a reason other than age, SSI for serious mental illness, blindness, deafness or hearing loss, or an ambulatory, cognitive or other physical disability. Apply in person or by mail, not online; a mail application can take up to three months. Accepted photo IDs include IDNYC, a passport from any country and a state driver's license.
Staten Island Ferry
Free
A free ferry between Staten Island and Lower Manhattan, every day, all year. The City's Department of Transportation (DOT) operates it.
NYC Ferry
Paid
One way: $5.00; 10-Trip Pass: $30; Unlimited 2-Day: $15, in the app only. Transfers are free within 120 minutes; tickets expire after 90 days. People 65 and older, people with disabilities and Fair Fares participants pay $1.50; apply online, in person or by mail, about 30 days to process. Students pay $1.50 on school-year weekdays, children under 44 inches ride free. Bikes are welcome on board.
The Governors Island ferry
Low cost
The ferry leaves from the Battery Maritime Building, 10 South Street; a round trip costs $5. Free for children 12 and under, NYCHA residents (City public housing) and IDNYC holders, and for everyone on Saturdays and Sundays before 11 am. The seasonal Brooklyn ferry sailed from May 23 to November 1, 2026; the winter schedule is on govisland.com.
Citi Bike Reduced Fare
Low cost
A $5 monthly membership, no annual commitment. For SNAP recipients (federal grocery benefit), residents of NYCHA and of Jersey City and Hoboken public housing (JCHA and HHA), and low-income members of participating credit unions (Brooklyn Cooperative Federal Credit Union, Lower East Side People's Federal Credit Union, NYU Federal Credit Union). The first 45 minutes of each classic-bike ride are included, then $0.27 a minute; e-bikes cost $0.14 a minute. Age 16 and up, with a credit, debit or prepaid card. SNAP recipients upload a Statement of Benefits or a screenshot of their ACCESS HRA case showing their name. No smartphone? You get a bike key.
OMNY help
Free
Answers to questions about tap payments and OMNY are at mta.info/omny.
- MTA
- Metropolitan Transportation Authority: the regional transit agency that operates New York's subway and buses.
- OMNY
- One Metro New York: the tap-to-pay fare system, with readers at subway turnstiles and on buses.
- OMNY Card
- A card you can buy and reload with cash, so you can pay by tapping without a bank card.
- MetroCard
- The old magnetic card for subway and buses; since January 1, 2026 it can no longer be bought or refilled.
- Select Bus Service
- Faster buses with fewer stops; the fare is the same as on a local bus, $3.
- Fare cap
- A cap on what you pay: once you spend $35 in seven days tapping the same card, the rest of that period's rides are free.
- Fair Fares NYC
- The City program that gives a 50% fare discount to residents with low income.
- Reduced-Fare
- The MTA fare discount for people age 65 and older and people with disabilities.
- SNAP
- Supplemental Nutrition Assistance Program: money for groceries for people with low income, issued by HRA, the City benefits agency.
This is general information, not legal advice: QARAVAN has no lawyers. QARAVAN does not help anyone enter the US and cannot arrange visas, invitations, sponsorship or evacuation. For your own case, talk to a licensed immigration attorney or a representative accredited by the U.S. Department of Justice.
Sources, checked November 2026
- mta.info/fares-tolls/subway-bus
- mta.info/omny
- mta.info/fares-tolls/subway-bus/reduced-fare
- nyc.gov/assets/fairfares/downloads/pdf/Fair-Fares-FAQ-OMNY-Eng…
- citibikenyc.com/RFBS
- ferry.nyc/ticketing-info
- nyc.gov/html/dot/html/ferrybus/staten-island-ferry.shtml
- govisland.com/plan-your-visit/ferry
- nyc.gov/site/fairfares/contact-us/contact-us.page